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This cover addresses the situation where something nasty and unforeseen happens where you are faced with a significant disruption to your life and loss of income potentially bundled with considerable medical costs.

As the name suggests, you receive the benefits of the payment during your lifetime and it’s usually a combination of the following types of cover:

Total and Permanent Disability (TPD) Insurance

This cover provides you with a lump sum payment in the event you suffer an illness or injury which totally incapacitates you and prevents you from working again.

It can help you pay off debts, meet medical expenses and maintain your family’s standard of living if you can no longer provide for them.
Trauma Insurance

This cover provides you with a lump sum payment if you suffer a serious trauma such as the diagnosis of cancer, heart attack, stroke, coronary disease or serious injury.

It can help you pay for medical treatment or rehabilitation programs and pay off debts or meet loan repayments over the short term.
Income Protection Insurance

This cover provides financial protection for you and your dependants if you cannot work due to illness or injury. It can help you maintain your current level of spending and saving, albeit at a slightly reduced level.

To discuss your protection requirements, please contact Kevin Bettman or book an appointment

Other insurance services;

Death insurances

Spouse insurances

Child insurances

This information is of a general nature only and has been provided without taking account of your objectives, financial situation or needs. Because of this, we recommend you consider, with or without the assistance of a financial adviser, whether the information is appropriate in light of your particular needs and circumstances.

	PrimeWealth Pty Ltd is a Corporate Authorised Representative and Corporate Credit Representative of Securitor Financial Group Ltd ABN 48 009 189 495 AFSL 240687 ACL 240687 275 Kent Street, Sydney NSW 2000

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